Direct line car insurance currently offer 12 months car insurance for the price of 10. Rob miles, director of motor insurance at direct line, said. Car insurance which companies offer uninsured driver protection. Surely the value of the promise is that you will not be out of pocket becuase the other party was uninsured.
Just like most other brands, direct line approaches television as a crucial mechanism for building a dialogue with consumers. Direct line is promising to protect its customers noclaims discount if their car is damaged by something that wasnt their fault such as a pothole but dont assume you wont pay more in the long run. Tell direct like, you wont be asked to pay an excess and you wouldnt loose your ncd. If the other drivers not insured and the accidents not your fault, theres no excess to pay as long as you have the details of the other vehicle and driver. You will also benefit from no claims discount for named drivers, further discount if you insure your second car with them and their uninsured driver promise if youre hit by an uninsured driver, they will cover your.
They deal with car insurance and their approach is to be simple and provide their customer with the best service at a reasonable rate. Direct line explain what happens when you claim from your car insurance policy and the accident was not your fault. Mar 28, 2018 since 2004, direct line has operated an uninsured driver promise for fully comprehensive policyholders. Unfortunately if you have been involved in an accident or been hit by an uninsured driver or untraced driver, your car insurance claim will become more complicated than a standard claim. Thats why our car insurance gives you the uninsured driver promise you wont have to pay an excess, and you wont lose your noclaims discount if your car is hit by a driver who isnt insured.
Youll need to give direct line the other drivers registration number, make and model. Uninsured driver promise yes no no the responsible uninsured driver must be identified. If you make a claim for an accident that is not your. Our car insurance uninsured driver promise aa insurance. What to do if youre hit by an uninsured driver gocompare.
Uninsured driver promise if youre hit by an uninsured driver and its not your fault, direct line will cover your excess, and your no claim discount wont be affected. Does anybody have any good or bad experiences of admiral that might help with the decision. All three of these providers offer an uninsured driver promise. I was involved in an accident which was not my fault.
Where can you buy direct line car insurance answers. N theft of keys cover to replace locks, immobilisers, remotes or keys where there is a risk of your vehicle being stolen as a direct result of the theft of your car keys yes no no key thefts must be reported to us and the police within 24 hours. Direct line uninsured driver promise 40 seconds if its jerky first time you view it, its probably because of your connection speed. The thing is that i really value their guarantee that theyll sort everything out if youre hit by an uninsured driver.
Direct line uninsured driver promise tv ad 30 sec advert. Direct line is owned by the direct line group, which was formed in 2012 by the divestment of the royal bank of scotland groups insurance division. To save time, you can now add up to 6 classic cars on one policy. Uninsured driver promise download car insurance policy documents if you make a claim for an accident that is not your fault and the driver of the car that hits you is not insured, you will not lose your no claims discount or have to pay any excess.
I have comprehensive cover with direct line and wish to invoke their uninsured driver promise. They have been in business since 1985 and are registered in england and wales. Uninsured driver promise if youre hit by an uninsured driver and its not your fault, well cover your excess, and your no claim discount wont be affected. You will need to provide direct line with the uninsured drivers. Direct line was the first major uk insurance company to recognise and include the no claims history of named drivers on their policies.
Nov 22, 2019 all aviva policies come with its uninsured driver promise if your vehicle is involved in an accident caused by an uninsured motorist, aviva will refund any excess youve paid. Then contact our claims team, wholl help you through the process 4. Youll need to give us the other driver s registration number, make and model. Ford fiesta direct line uninsured driver promise legal. Direct line to protect noclaims discounts from pothole. If the collision isnt your fault, our comprehensive car insurance protects your claim free years and well even cover your excess too.
You could keep your no claims bonus if hit by an uninsured driver. If youre driving less, you may be able to temporarily lower your mileage and could be entitled to a refund. They also have an uninsured driver promise, which means if you have an. If an uninsured driver hits you and its not your fault, direct line has your excess covered and you wont lose your no claim discount. If your car is written off, well give you a new car of the same make and model if yours is. If an uninsured driver damages your car in an accident, we will repay your excess and restore your no claim discount once we confirm that the accident was the fault of the. Churchill, direct line and prudential all state that to make an uninsured driver claim you must provide the lawbreaking driver s registration number, the make and model of the car and if possible the driver s contact details, as well as the contact details of any witnesses. We understood the frustration when our customers had to make a claim when it is no fault of. Direct line uninsured driver promise 30 seconds if its jerky first time you view it, its probably because of your connection speed. Car insurance get an online car insurance quote lv. The direct line group also owns churchill and green flag. Direct line to protect noclaims discounts from pothole and other no. Van insurance not on comparison sites direct line for.
If you claim for an accident that is not your fault and. Your car insurance isnt as comprehensive as you think. Since 2004, direct line has operated an uninsured driver promise for fully comprehensive policyholders. The registration number, make and model of the other car, and the other driver s details if possible are needed to make a claim. With direct line comprehensive car insurance, you also get the benefit of our uninsured driver promise.
It also has an uninsured driver promise so you wont lose your noclaims discount or pay any excess if hit by an identifiable uninsured driver who was to blame. It is listed on the london stock exchange and is a constitute of the ftse 250 index. Aug 11, 2010 ive been with direct line for some years. Direct line also offers several discounts to help you keep the cost of your van insurance down.
Similarly to most other organisations, direct line approaches television as a crucial mechanism for getting their voice heard by a wide audience. Your car insurance isnt as comprehensive as you think lovemoney. Protect against the risk of damage caused by uninsured drivers with cover from hastings direct. Even if the other party is uninsured, if the accident is your fault then youll be responsible for their repair costs. But according to research carried out by direct line an insurer that actually. All three of these providers offer an uninsured driver promise guaranteeing the protection of your no claims discount and no excess if you make a claim for an accident caused by an uninsured driver. Jul 24, 2018 some insurers will now let you keep your no claims bonus if youre hit by an uninsured driver. Check out what 3,512 people have written so far, and share your own experience. If an uninsured driver damages your car in an accident, we will repay your excess and restore your no claim discount once we confirm that the accident was the fault of the uninsured driver. Lv and direct line have changed their policies around no.
Uninsured driver promise benefits, which means if the beneficiary was hit by the uninsured driver he or she receive will be a. They are an insurance company and all policies are underwritten by uk insurance limited and authorized by prudential regulation authority. Uninsured driver promise protect yourself against costly damage and limit the financial impact of a collision with an uninsured driver with car insurance from hastings direct. Direct line and the aa for instance, both offer an uninsured driver promise. Uninsured driver promise if youre involved in an accident with an identified uninsured driver that wasnt your fault, and youre able to provide the registration and description of the other vehicle, youll keep your no claim bonus and you wont pay an excess. Aug 30, 2017 there are 1 million uninsured drivers on britains roads your rights if youre hit by one. Rbs currently operates three of the largest car insurers. Uninsured driver promise for extra peace of mind well put things right if an uninsured driver causes damage to your car and youre not to blame. Remember, you will need the other driver s registration number as well as the make and model of their car. The following are some benefits of having a direct line car insurance. With over 1 million uninsured drivers on the road, getting hit by one of them can send your stress levels into overdrive, but at churchill we dont see why you should be penalised. Get the make, model and registration number of the car. Young guy ran his motorbike into the back of my car yesterday.
Your rights if you are hit by an uninsured driver yahoo. Uninsured driver promise if an uninsured driver hits you and its not your fault, direct line has your excess covered and you wont lose your no claim discount. The circumstances of the claim type could affect the policy premium paid. Aa the uks biggest insurance broker made a similar promise. Cover includes our 7day car repair promise, a hire car for up to 21 days and onward travel to complete your journey. Protect yourself against costly damage and limit the financial impact of a collision with an uninsured driver with car insurance from hastings direct. Aug 27, 2019 if the claim is settled in your favour, and insurer has an uninsured driver promise, your no claims discount wont be affected, and it may refund your excess. Jun 19, 2012 since 2004, direct line has operated an uninsured driver promise for fully comprehensive policyholders. It also has an uninsured driver promise so you wont lose your noclaims discount or pay any excess if hit by an identifiable uninsured driver who.
All three of these providers offer an uninsured driver promise guaranteeing the protection of your no claims. If you make a claim for an accident that is not your fault and the other vehicle is uninsured, then you wont lose your noclaims discount and direct line will refund your excess. Without that, you can be pretty much stuffed, as a friend found out. It also promises that youll never pay more than a new customer on an equivalent policy to yours. When you take out a direct line car insurance policy, you can choose to add some extra features to your cover. At hastings direct, we make sure safe, responsible drivers are rewarded for their good driving habits. Payments are made monthly with no interest and with no extra charges. If you claim for an accident that is not your fault and the driver of the car that hits you is not insured, you wont have to pay any excess or if you do, it will be refunded as soon as no fault is declared. Lines are open monday to friday 9am to 6pm, saturday 9am to 5pm. If you make a claim for an accident that is not your fault and the other vehicle is. Well cover your excess and protect your no claim discount if an uninsured driver hits you. Direct line to protect noclaims discounts from pothole and.
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